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FAQs After You File
Financial Management Course - what course is required before a discharge can be issued?
After filing bankruptcy and before a discharge is issued, individual chapter 7 and 13 debtors must complete a course in financial management. A certificate must be filed with the court within 60 days after the first date set for the meeting of creditors. The following links provide information and forms needed to meet this requirement:
- Debtor Education FAQs
- List of Approved Providers of Personal Financial Management Instructional Courses
- Notice of Requirement of Chapter 7 & 13 Debtors to Submit Official Bankruptcy Form B423
Missing documents - I received a notice from the court that I'm missing required documents, what do I do?
You must file all documents required for the chapter under which you filed bankruptcy by the deadlines set by law. When you file your petition, the clerk’s office will review them and send you a notice of deficiency for any required documents you did not file. If you do not have an attorney and you think you have filed all required documents, do not ignore the notice, contact the clerk’s office to review what documents appear to be missing. If you do not respond by the deadline in the notice, your case will be dismissed. Avoid this and other common mistakes when filing.